Borrow Money with Hamster Loan

Borrow money instantly with the Hamster Loan App. Our services are unique and tailored to various audiences, from low to high earners to employed or business owners. The process is smooth and easy, involving filling out a short form and attaching the requested documentation. You are estimated to spend less than five minutes filling out an application and only a few hours getting approval. Just how great is that? No more queueing in banks or facing rejections from traditional lenders.


When you choose us, you have money in your pocket at all times. Our interest rates are some of the lowest on the market, and even better, you get to select your repayment period. But that’s not all, and there’s more to us. Benefit from several other perks such as:

Multiple applications: Clients are allowed to apply for quick credit numerous times. The main requirements are no outstanding loan and a good payment record. There’s no limit to how often you can borrow money instantly with us.

Personalized payment terms: We offer all customers the liberty to choose convenient payment terms when applying. This makes planning and repayment more manageable compared to an imposed term.

Less stressful than banks: Without a doubt, we provide a seamless and comfortable loan application process you couldn’t dream of getting with banks. With a paperless process and no need to visit physical offices, our borrow money app gives you quick and unrestricted access to fast cash.

Completely secure: Our instant borrow money app uses the latest security protocols. Our cybersecurity experts also update the app regularly to maintain optimum security.

No extra costs: Unlike lenders who steal money with ridiculous hidden fees, we do not do that. Rest assured, you won’t incur additional costs for applying or getting credited. All you’re paying back is the loan with interest.

24/7 access: We work every hour of every day of the week to provide non-stop loan services to all our clients. No matter when you need money, we are active in processing and granting your request.

Flexible loans: Instead of fixed amounts, you can choose a specific loan amount that works for you. This allows you to cater to your needs fully, nothing more or less! Additionally, you can use the money for any purpose.


Material Disclosure

There are two essential terms you should be aware of: the annual interest rate (the yearly percentage on the principal loan) and the repayment schedule. The former differs for every application but ranges from 5.99% to 35.99%. As for the latter, payments have been made easier with a minimum term of 65 days and a maximum of two years. We encourage our customers to adhere strictly to the payment schedule to avoid paying extra fees. However, if you must miss a payment, reach out to us to make adjustments.


Representative Example

Let’s consider an example to understand better how our loan works. Say a client, Miss. Francesca borrows $4,000 from us. She then chooses 18 months as her payment term. With these figures, an APR of 18% will apply. Her repayment details are highlighted below.

Total interest – $594.02

Total amount to be repaid – $4,594.02

Monthly installments – $255.22

If you need to borrow money instantly, try the Hamster Loan App!